Drivers in Nevada are required by law to carry liability insurance in order to operate their vehicles, enabling them to compensate another party in the event that they cause a car accident that results in vehicular damage or a personal injury. Unfortunately, some drivers flout this rule, driving around Las Vegas with no coverage at all or carrying a policy with a low payout. If and when one of these drivers causes an accident, their lack of insurance can become a problem for you, even if you are not at fault for the accident.

Fortunately, you can take action today to avoid serious financial harm in case you are ever hit by an uninsured or underinsured motorist. By taking out an uninsured/underinsured motorist insurance policy, you can ensure that funds will be available to help defray your medical bills and auto repair costs after an accident. At The Law Offices of Saggese & Associates, we can help you establish such a policy and make sure that the policy is honored when you need it.

Make Nevada Insurance Law Work for You

The minimum amount of liability insurance required in Nevada is:

  • $25,000 for bodily injury or death per person
  • $50,000 for total bodily injury or death per accident
  • $20,000 for property damage to the other vehicle

However, often this minimum coverage is insufficient to compensate an accident victim for his or her injuries as well as damage to the vehicle. The party who caused the accident in this situation would be considered underinsured. If you file a claim under your uninsured/underinsured motorist insurance, you will get to work with your own insurer to obtain the compensation to which you are entitled, rather than the negligent party's insurer — this can often mean a swifter resolution to your case. Our firm will work to make the process as seamless and painless as possible.

Speak With an Experienced Las Vegas Car Accident Attorney

Uninsured/underinsured motorist coverage is much more complex than standard liability insurance. Small details in your claim can lead to big differences in the compensation you ultimately receive, so don't leave it to chance when you can work with a qualified personal injury lawyer. To schedule a free consultation at The Law Offices of Saggese & Associates, call us at 702-778-8883 or email us.