Traffic accidents can be traumatic experiences no matter what type of vehicle hits you. But in the legal aftermath, it makes a big difference what type of vehicle caused the accident — and what type of insurance they carry.

Thanks to the boom in online retail, the roads are increasingly packed with midsize delivery trucks and vans, belonging to companies such as FedEx, UPS and others. If the driver of one these vehicles behaves negligently — for example by driving drunk or texting while driving — their corporate employer is responsible for the damage they cause, so the insurance policy is significantly larger. The same is true for semi trucks.

At The Law Offices of Saggese & Associates, we will help you identify the parties responsible for your accident and hold them accountable for your injuries by seeking the maximum compensation available.

Large Companies Have Large Insurance Policies

When the party responsible for a traffic accident is a commercial vehicle and the company that owns it, it means the possibility of a much larger payout at the conclusion of a successful lawsuit. While the minimum liability coverage in Nevada for individuals in personal vehicles is just $50,000 bodily injury or death per accident, the smallest commercial policy available in the state covers damages of up to $500,000.

With a much higher level of coverage, a commercial vehicle accident ultimately means that the responsible party in your accident will be able to provide significantly more financial compensation when it's appropriate. That means a lot more help with medical bills, auto repair expenses and other related costs.

Get a Lawyer Who Understands Commercial Vehicle Insurance

Commercial insurance is very different from personal liability insurance, and a close attention to detail can lead to much greater compensation. To discuss your case with an experienced attorney and learn more about The Law Offices of Saggese & Associates, come in to our Las Vegas office for a free consultation. Just call 702-778-8883 or contact us online.